STATE FARM HAIL-CLAIM LITIGATION
Oklahoma · Filed 2026-10-19 · 187 pages · Download the PDF
NL 698 | agree and intend to discuss with JR. lam not finished working on it. | am just trying to keep you updated. HURSH_000104
denial ×49 · roof replacement ×41 · bad faith ×34 · Hail Focus ×20 · deposition ×14 · depreciation ×12 · indemnity ×4
PAGE 98 · Hail Focus, denial, indemnity, bad faith, roof replacement
… are required to elevate consideration of a full roof replacement to upper management for review. These are just a few of the many bad faith tactics (the “Wind/Hail Focus Initiative” and resultant Scheme) State Farm uses to save money and maximize profits by wrongfully denying storm damage roof claims, many of which were used to wrongfully deny Plaintiffs’ claims. State Farm has specifically targeted full roof replac …
PAGE 146 · Hail Focus, denial, indemnity, bad faith, roof replacement
… are required to elevate consideration of a full roof replacement to upper management for review. These are just a few of the many bad faith tactics (the “Wind/Hail Focus Initiative” and resultant Scheme) State Farm uses to save money and maximize profits by wrongfully denying storm damage roof claims, many of which were used to wrongfully deny Plaintiffs’ claims. State Farm has specifically targeted full roof replac …
PAGE 76 · depreciation
… General Contractor Profit e 6,853.10 ee R08 10.0% x 6306.10 -.. “S051 Replacement Cost Value (Including Genera) Gontreclontveshibad and Peelit{) 7,326.12 Less Depreciation (Including Taxes) [4] a Less General Contractor Overtaigg& | Profit on anova Non - recoverable Depreciatiort. . Less Deductible [5] _ (832.50) (186.50) amount may be eligible for replacement 5. Deductible — The insurer will pay for losses, up to t …
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