STATE OF OKLAHOMA EX REL. ATTORNEY GENERAL V. STATE FARM
Cleveland County District Court, CJ-2026-1066 · Filed 2026-06-24 · 21 pages · Download the PDF
IN THE DISTRICT COURT OF CLEVELAND COUNTY STATE OF OKLAHOMA STATE OF OKLAHOMA, ex rel. GENTNER DRUMMOND, OKLAHOMA ATTORNEY STATE OF OKLAHOMA} SS. are Tee “FILED GENERAL, JUN 7 4 2026 In the office of the Court Clerk MARILYN WILLIAMS Plaintiff, ah V. Case No. STATE FARM COMPANY, FIRE AND CASUALTY] CV AOS" 1966 \fying ¢ WON Defendant. STATE OF OKLAHOMA’S PETITION Plaintiff State of Oklahoma, ex rel. Gentner Drummond, Attorney General (“Attorney General”), for its causes of action against Defendant State Farm Fire and Casualty Company (“State Farm”), alleges and states as follows: I. …
denial ×45 · Hail Focus ×19 · roof replacement ×13 · indemnity ×10
PAGE 12 · denial, indemnity
G. Purpose of the Denial Enterprise 43. The purpose of the Denial Enterprise was the enrichment of the members and associates of the Denial Enterprise through, among other things, the sale of insurance policies under false pretenses and the retention of premiums that should have been paid out as indemnity. The Denial Enterprise aimed to grow, protect, and preserve the power, profits, and market share of its members a …
PAGE 6 · Hail Focus, denial, indemnity, roof replacement
… be sold and renewed with State Farm continuing to offer the same written language promising coverage for losses caused by perils such as hail and wind. B. The Hail Focus Initiative and Internal Claim-Handing Changes 19. As part of its effort to reduce roof indemnity payments, State Farm developed and implemented an internal program known as the Hail Focus Initiative. The precise internal name, dates of rollout, and …
PAGE 11 · Hail Focus, denial, indemnity
… vities in furtherance of the conduct of the Denial Enterprise's affairs. State Farm developed definitions designed to reduce indemnity claims, specifically the Hail Focus Initiative, and directed the implementation of these restrictive definitions through the Denial Enterprise. 1]
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