WEST V. STATE FARM FIRE & CASUALTY CO.
Comanche County District Court, CJ-2025-135 · Filed 2026-05-27 · 244 pages · Download the PDF
FILED IN THE DISTRICT COURT OF COMANCHE COUNTY STATE OF OKLAHOMA NEIL and LACY WEST, Plaintiffs, DISTRICT COURT COMANCHE COUNTY, OKLAHOMA May 26, 2026 2:00 PM ) ROBERT MORALES, COURT CLERK ) Case Number CJ-2025-135 ) ) v. ) Case No.: CJ-2025-135 STATE FARM FIRE AND CASUALTY COMPANY and NANCY HOLCOMB INS. AGENCY, INC., ) ) ) ) ) Defendants. ) DEFENDANT NANCY HOLCOMB INSURANCE AGENCY, INC.’S MOTION FOR SUMMARY JUDGMENT ON ALL CLAIMS AND BRIEF IN SUPPORT Timila S. Rother, OBA #14310 Paige Masters, OBA #31142 Amanda M. Finch, OBA #34650 CROWE DUNLEVY Braniff Building 324 N. …
depreciation ×31 · denial ×13 · deposition ×7 · summary judgment ×6 · roof replacement ×3 · Xactimate ×3 · indemnity ×1 · bad faith ×1
PAGE 148 · depreciation
… replacement may ba nt amou 84068 cost benefits. Replacement Cost Value (Inching ae Contractor Overhead and Pl 732812 | | peductibte—The insure wil pay for Less Depreciation (inchuding Taxes) [4] i (832.50) Non - recaveruble Depreciation “C2 (1gs.soy | | 6 Wet Actual Cath Vale Payren Less Ganeral Contmctor 7 Less Deductbe [5], ns vjp~ aaa 7, Non to terns thaton—are epotied Depreciati faton D ; Recoverable 143 avon rep …
PAGE 150 · depreciation
… e loss or damage to your dwelling or structures. Replacement cost benefils pays the actual and necessary cost of repeir or replacement, without a deduction for depreciation, subject fo your policy's IImit of liability. To receive replacement cost benefits you must: 1, Complete the actual repait or replacement of tha damaged part of the property within two yearsof the date of toss; 2. Promptly notify us within 30 days …
PAGE 3 · denial, summary judgment
… eceived the Policy they say they wanted—a replacement cost value policy that covers hail. ¢ No act of the Holcomb Agency caused the damages alleged. State Farm denied Plaintiffs’ claim for a TRR because it found no hail damage existed to the shingles, not because the absence of policy coverage or the agent’s failure to inspect. e The Holcomb Agency had no duty to inspect Plaintiffs’ house, nor did it owe any other un …
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